Chemical Manufacturing Insurance
Chemical Manufacturing Insurance and Risk Management
Pennsylvania has a proud history in chemistry. Native son and Founding Father Benjamin Rush was the first U.S. chemistry professor. Joseph Priestley, who discovered “dephlogisticated air,” or as it is more popularly known, oxygen, made the state his adopted home. The Commonwealth boasts 8 Nobel laureates in chemistry. Today, chemical manufacturing is active in Pennsylvania, an industry sector that Gilbert’s Risk Solutions is proud to serve.
Gilbert’s Risk Solutions insures small to mid-size chemical manufacturers ranging from single sites to multi-state operations. These operations include producers, mixers, blenders, wholesalers, storage facilities, and distributors of chemical products, along with related industries.
While we’re proud to call Pennsylvania our home, we’ve helped businesses all across the country manage their risk, and we look forward to helping you too, no matter where you call home.
Unique Risks for Chemical Manufacturers
Chemical manufacturers face a distinct set of exposures: environmental liability, pollution exposure, product liability, equipment breakdown, and workforce safety concerns. Due to the high-risk nature of the industry and the technical expertise required to manage it, few insurance agencies look to service chemical manufacturers.
Regulatory and Compliance Considerations
Chemical Manufacturer Insurance Coverage
Common insurance coverages and expertise:
- Commercial General Liability
- Commercial Auto (including DOT Filings, MCS-90 Filings, Overweight/Load Specific Filings)
- Workers’ Compensation
- Excess Liability Insurance
- Umbrella Insurance
- Inland Marine
- Equipment
- Pollution
- Employee Benefits Liability
- Professional Liability
- Bonds
- Contract Expertise
- Compliance Expertise
- Employee Benefits
Our Goal Is to Be Your Outsourced Risk Management Partner
Chemical manufacturers know there’s always something that can go wrong, from a leak cleanup or a product recall to supply chain problems or injured workers. It’s vital that you have the right insurance products to limit your exposure. Gilbert’s Risk Solutions can help you protect your operations, your productivity, and your bottom line.
Industry Expertise
Gilbert’s Risk Solutions is experienced in high-risk industries and handling tough claims. Our Risk Management and Loss Prevention Consultants have deep knowledge of the chemical industry and are experts at working with management to implement proactive safety and loss prevention programs focused on reducing claim frequency and severity.
360 Degree Approach
One of the highlights of working with the Gilbert’s team is that we can leverage our expertise to take a 360-degree view of your operations, ensuring all aspects of your business are secure. Our team of experts in Employee Benefits, Loss Control, Surety Bonds, and Contracts are all available to our clients, offering a multi-pronged approach to risk mitigation.
Our RISK SHIELD® Process
Our chemical manufacturing clients find great value in our risk management and consultative approach, which identifies your unique exposures and implements a comprehensive loss control plan to mitigate them. This goes beyond simply finding the right financial vehicle to insure your risk — it encompasses identification of and recommendations for any aspect of your operations that poses potential risk.
CONSULT
DESIGN
BUILDING
MAINTAIN
Chemical Manufacturing Insurance FAQs
Pollution liability covers cleanup costs, third-party claims, and legal fees resulting from the release of pollutants. Given the nature of chemical manufacturing, this coverage is often essential rather than optional.
Yes — product liability protects against claims arising from injury or damage caused by a defective or contaminated product, which is a critical exposure for chemical producers and distributors.
Strong OSHA compliance and documented safety programs can lead to fewer claims and better premium terms, as insurers view well-managed compliance as a sign of lower risk.
Storage facilities typically need a combination of property, pollution liability, and equipment breakdown coverage, tailored to the specific chemicals and quantities being stored.
