Our RISK SHIELD® Process
A Proven Framework for Managing Risk
The RISK SHIELD® Process is Gilbert’s proprietary four-step methodology to identify risk, develop mitigation strategies, implement programs, and monitor results over time. Unlike agents who jump straight to insurance procurement, we focus first on understanding your unique risk, actively lowering your total cost of risk instead of just placing coverage. It’s what “Service Beyond Insurance” means in practice.
The Steps of Our RISK SHIELD® Process
Step 1: Consult
During this initial phase, we will invest the time to understand every facet of your business to help you and your team identify the risks facing your business. By evaluating the effectiveness of risk management programs, practices, and resources under “real world” conditions, we assure that your assets receive precisely the right type of protection.
Step 2: Design
Once we have developed a thorough understanding of your business, including your industry, corporate culture and operating procedures, we are ready to move BEYOND INSURANCE, exploring a spectrum of proven alternative strategies to minimize risk and reduce insurance costs.
Step 3: Build
During the implementation process, we put tailored programs and strategies in place specially designed to protect your assets while reducing insurance costs. A strong belief in our process motivates underwriters to offer much lower insurance costs on your behalf.
Step 4: Maintain
You and your business are dynamic – what works for you today might not work as well tomorrow. For this reason, we will continue to monitor and adjust your risk management programs to ensure a perfect fit as your business evolves and changes. This is where our comprehensive understanding of your business can pay huge dividends, by enabling us to precisely tailor your protection to fit the unique needs of your business.
The journey begins with a formal Risk Management Audit focusing on exposure identification and risk mitigation. The result is reduced claims frequency and a lower total cost of risk.
Why Our Process Matters
Most agents only focus on step 3: insurance procurement, which is a common pricing trap. Our RISK SHIELD® process takes the time to understand your unique risk first, which is what makes preferred premiums, non-insurance solutions, and fewer claims possible. It’s been proven to be one of the most effective methods for securing preferred rates, because we focus on improving your risk profile, not just selling you a policy.
Benefits to Expect from Implementing RISK SHIELD®
- Involved and supportive management
- Exceptional safety and risk management culture
- Proactive safety policies, procedures and controls
- Focused training and orientation programs
- Improved claim experience
Shield your success 365 days a year.
