Travel Insurance
Protect Yourself Around the Globe with Travel Insurance
Whether you’re chasing sunsets around the globe or simply fleeing for a weekend escape, the memories you create are worth protecting. At Gilbert’s Risk Solutions, we believe that travel insurance should be the first step in planning your get-away. Travel insurance can help shield you from unexpected costs — from canceled flights and lost or stolen luggage to medical emergencies — so that you can focus on the memories, not the mishaps.
While we’re proud to call Pennsylvania our home, we’ve helped businesses all across the country manage their risk and we look forward to helping you, too – no matter where it is that you call home.
Why Travel Insurance Matters
Travel insurance covers trip cancellation, medical emergencies abroad, lost luggage, and travel delays — important protection whether you’re traveling for business or pleasure. Do you want to travel without worrying about unforeseen situations like delays or injuries? Consider purchasing travel insurance before your next trip.
What Travel Insurance Typically Covers
- Trip cancellation/interruption
- Emergency medical coverage (up to $1 million, unlimited lifetime max on most plans)
- Emergency medical transportation/evacuation
- Baggage loss/delay
- Travel delay
- 24/7 travel assistance
- Coverage abroad and in the U.S.
- Guaranteed acceptance enrollment, with pre-existing condition coverage on most plans
Business Travel vs. Personal Travel Coverage
Business travel often calls for a group corporate travel policy covering multiple employees and trips throughout the year, while personal travel is typically covered by an individual plan tailored to a specific trip. We can help determine which structure — or combination — makes the most sense for you or your organization.
Our Benefits Management Services Approach
We offer a full complement of benefits from the nation’s premier insurance partners, and our experienced consultants can help you develop a package that’s right for you and your budget. Our approach is consultative and solutions-based.
Your Outsourced Partner
Whether you're planning a weekend getaway or an extended overseas trip, we help you navigate the fine print — coverage limits, exclusions, and pre-existing condition windows — so you're not caught off guard.
360 Degree Approach
We take a 360-degree view of your business to ensure all aspects are secure. Our team of experts in Loss Control, Employee Benefits, HR, and training are all available to our commercial clients, ensuring multi-pronged risk mitigation.
Value Added + Tailored Solutions
In addition to access to our highly experienced benefits and HR consultants, we think you need another layer of protection. A 2015 study found U.S. employers face about a 12% chance of an employee claim that could result in a lawsuit — compliance, documentation, and HR best practices are your main defense. Our travel insurance options are built around your unique needs, whether you're planning a weekend getaway, a business trip, or an extended overseas adventure. We'll help you customize a plan that protects you from unexpected bumps in the road, because when traveling, peace of mind should always be packed safely in your suitcase.
Travel Insurance FAQs
Many domestic health plans offer limited or no coverage abroad, which is why dedicated travel medical insurance is worth considering for international trips.
Medical evacuation coverage pays for emergency transportation to the nearest adequate medical facility, or back home, if you become seriously ill or injured while traveling.
It's generally best to purchase travel insurance shortly after booking your trip, since some benefits — like pre-existing condition waivers — may require enrollment within a specific window.
Many plans offer pre-existing condition coverage if purchased within a certain timeframe after booking — we can help you find a plan that fits your specific health situation.
