Pet Insurance
Why You Need Pet Insurance in PA
Pet insurance can help your pet get the best veterinary care available in times of need by reducing the financial burden of unexpected illness or injury. Additionally, preventive wellness options can help your pet stay healthier and avoid potential health risks.
- One in three pets needs unexpected veterinary care every year.
- The cost of veterinary care has more than doubled in the past decade.
- Veterinary medicine is advancing with more specialists and treatment options available.
- Every six seconds, a pet parent is handed a bill for more than $3,000.
While we’re proud to call Pennsylvania our home, we offer nationwide pet insurance and have helped individuals all across the country manage their risk — we look forward to helping you too, no matter where you call home.
Protect Your Furry Loved One
Accident & Illness:
- Accidental injuries
- Euthanasia or anesthesia
- Cremation and burial expenses
- Ingestion of a foreign object (up to two treatments max per policy)
- Accidental death
- Illnesses (e.g., cancer, influenza, kennel cough)
- Alternative medicine
- Behavioral therapy
- Hereditary and congenital conditions
Accident, Illness & Wellness:
- Wellness exams
- Intestinal deworming
- Routine dental cleaning
- Flea and tick prevention
- Heartworm tests and medications
- Dietary food and supplements
- Prescription medications
- Boosters and vaccinations
Nationwide Pet Insurance Coverage
No matter where you and your furry family member call home, Gilbert’s Risk Solutions can help you find the right pet insurance plan. We work with trusted carriers to offer coverage options for pet parents across the country, not just here in Pennsylvania.
Our RISK SHIELD® Process
Insurance alone isn’t enough. Our RISK SHIELD® methodology helps us Consult, Design, Build, and Maintain a complete risk strategy for your fleet – not just a policy.
CONSULT
DESIGN
BUILDING
MAINTAIN
Our Personal Risk Consultant Approach
Protecting your family – including the four-legged members – should be a top priority, and you deserve an expert partner to help. Solid protection requires more than just a quick quote online; it requires thoughtful assessment and effective risk solutions.
Our Approach
We take a consultative, risk management approach to our personal insurance clients. We invest the time to get to know you and your family, and take a hard look at your exposures – you many have gaps that could leave you vulnerable.
Tailored Solutions
We're experts in insurance and financial products and can identify the right solutions for your particular situation. Sometimes the least expensive option is right; other times, saving a few dollars now can leave you dangerously exposed later.
Personal Consultation
Your personal risk consulting team can help you assess the right options for you and your family from a myriad of choices. Your financial security deserves thoughtful analysis – just ask any of your 3,000+ neighbors who put their trust in Gilbert's Risk Solutions.
Pet Insurance FAQs
Coverage ranges from accidents and illnesses to optional wellness care like vaccinations, dental cleanings, and flea/tick prevention, depending on the policy you choose.
Veterinary costs have more than doubled in the past decade, and one in three pets needs unexpected care each year – pet insurance helps offset those costs.
The earlier the better – enrolling while your pet is young and healthy typically means lower premiums and fewer pre-existing condition exclusions.
Generally, no – most policies exclude conditions that existed before coverage began, which is why enrolling early is beneficial.
Most claims involve submitting your vet's invoice and documentation to the insurer, either online or through an app, for reimbursement.
