Manufacturers Insurance
Risk Management & Insurance for Manufacturing Companies
Gilbert’s Risk Solutions is located right in the center of the historical rust belt, between Pittsburgh, PA, Cleveland, OH, and Morgantown, WV — the heart of the nation’s steel industry. We’ve seen industries wax and wane over our 170+ years, but manufacturing remains the backbone of the area, and of our service expertise.
Here in Western Pennsylvania, we’re experiencing a resurgence in manufacturing, driven by the multibillion-dollar ethane cracker plant opening in Monaca. We expect an influx of plastics manufacturers and related businesses, and we’re ready to meet their needs.
Gilbert’s Risk Solutions has a core strength and expertise insuring the manufacturing sector, working with virtually every type of manufacturing firm — from small tool and die shops to large, multi-state operations with complex needs. We excel in serving high-risk, complex, multi-plant manufacturing operations.
Risks Facing Manufacturers
Manufacturers face a distinct set of exposures: product liability, equipment breakdown, supply chain disruption, workplace safety, and property loss.
Product Liability
Product liability covers injury or property damage caused by a defective product — a critical coverage for any manufacturer, since a single defect can affect an entire product line and expose your business to significant claims.
While we’re proud to call Pennsylvania our home, we’ve helped businesses all across the country manage their risk, and we look forward to helping you too, no matter where you call home.
Manufacturing Insurance Coverage Solutions
Our manufacturing clients benefit from coverage tailored to the specific risks of their segment — no two manufacturing operations look alike, and neither should their insurance program.
Types of Manufacturing Segments We Serve
- Steel Manufacturing
- Cold Draw Operations
- Pipe & Tube Manufacturers
- Plastics Manufacturing
- Wood Products
- Fabricators
- Tool & Die Shops
- Electronics Manufacturing
- General Manufacturing
- Food Processing
Our Goal Is to Be Your Outsourced Risk Management Partner
A single defective product, an equipment failure, or a supply chain disruption can shut down operations overnight. You need coverage built for the realities of running a plant floor — not a generic business policy.
Tailored Solutions
Our Loss Prevention Consultants are experts at working with management to implement a proactive safety and loss prevention program focused on reducing claim frequency and severity. We go beyond standalone or packaged policies, examining the full scope and exposures of your business to recommend the coverage you actually need.
360 Degree Approach
One of the highlights of working with our team is that we use our deep well of knowledge to take a 360-degree view of your organization, ensuring all aspects of your business are secure. Our team of experts in Employee Benefits, Surety Bonds, and Loss Control offer clients a multi-pronged approach to risk mitigation.
Our RISK SHIELD® Process
Our manufacturing clients find great value in our risk management approach that identifies your exposures and puts a loss control plan in place to mitigate them. Often the solution is an insurance product, but frequently it’s a recommendation for a business process or measure that reduces an exposure.
CONSULT
DESIGN
BUILDING
MAINTAIN
Manufacturing Business Insurance FAQs
Product liability insurance covers claims of injury or damage caused by a defective product. Given how central product output is to a manufacturer's business, this coverage is essential for nearly every manufacturing operation.
Manufacturing liability insurance is a broader term that encompasses the range of liability exposures manufacturers face — including product liability, but also premises liability, completed operations, and other risks tied to the manufacturing process itself. Product liability specifically covers claims from a defective product; manufacturing liability insurance is the umbrella term for the full picture.
Yes — equipment breakdown coverage typically includes the cost of repairs along with income lost due to the resulting production downtime.
Business interruption insurance replaces lost income and covers ongoing expenses if a covered event, like a fire or equipment failure, forces a temporary shutdown of operations.
Manufacturing environments often carry higher injury risk due to equipment and physical labor, making a strong workers' compensation program and safety culture especially important. Learn more about our Workers' Compensation Insurance.
